Lending Parameters
48 States Serviced
Timberline Equipment Finance, LLC is headquartered in Seattle, WA, and lends to all 48 contiguous states.
*All California transactions are made pursuant to applicable California Finance Laws.
Industries
We focus on financing equipment in the following industries, but will consider others on a case-by-case basis
Transportation
Tractors, Semis, Power Units, Trailers, Specialized Trailers, and more
Logging
Processors, Shovels, Feller Bunchers, Delimbers, Loaders, Log Trucks, and more
Construction
Excavators, Bulldozers, Dump Trucks, Graders, and more
Agriculture
Tractors, Plows, Spreaders, and more
Loan Size
We generally fund requests between $30k and $250k
Logging Equipment
Trucks & Trailers
Construction Equipment
Agriculture Equipment
Borrower Requirements
Items Needed
3 months of recent bank statements
Income verification (e.g. Tax Return, 1099, W-2)
Personal Financial Statement
Time in Business
We prefer businesses that have been in operation for a minimum of two years, however will consider newer business with strong cash flow, guarantors, and/or additional collateral.
We prefer borrowers who have a FICO score of 650 or above. However, this is only one factor in our underwriting. If there is a reasonable explanation and demonstrated rebuilding of credit, we can fund requests where the customer has had significant historical credit issues